How to write a business plan

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Seven out of ten businesses fail within five years and the primary cause is a lack of planning. Whether it is insufficient market research, financial planning, management, lack of social media presence, website or something else, these mistakes all boil down to a lack of planning that can be traced back to the roots of your company: the business plan. A business plan is essential if you’re thinking of starting a business or moving to expand, but it’s also an important tool for established businesses. It is the blueprint for your business and starting a business without it is just… Continue reading

Top 62 largest banks in Europe by total assets

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In the last years there have been many important events that have led to changes in the ranking of European banks by total assets. Some of the banks have risen in position, while others have lost positions. Also, many of them have gotten bigger, while others have gotten smaller. In this article we’re going to see which banks have become the largest and most important and which have become the smallest and less important. The ranking of the biggest European banks is built according to banks’ total assets, which are the assets owned by the entity that has economic value… Continue reading

Top 50 largest insurance companies in Europe by total assets

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In the last years there have been many important events that have led to changes in the ranking of European insurance companies by total assets. Some of the insurance companies have risen in position, while others have lost positions. Also, many of them have gotten bigger, while others have gotten smaller. In this article we’re going to see which insurance companies have become the largest and most important and which have become the smallest and less important. The ranking of the biggest European insurance companies is built according to insurance companies’ total assets, which are the assets owned by the… Continue reading

Everything you need to know about loans

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Loan contracts come in all kinds of forms and with varied terms, ranging from simple promissory notes between friends and family members to more complex loans like mortgage, auto, payday and student loans. Each type of loan serves a certain purpose for a goal you may have, whether it’s to buy a house or car, or to allow you to break up a big expense into more manageable monthly payments. Banks, credit unions and other people lend money for significant, but necessary items like a car, student loan or home. Other loans, like small business loans and those from the… Continue reading

Car insurance: what you need to know

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Auto insurance is an agreement between you and your insurance company that can cover your car, damages you cause if you hit someone else, and other events. When you get car insurance, you’re buying coverages, which are essentially things your insurer agrees to pay for. When you buy insurance, your insurer or agent will ask some pretty basic questions about you and your car, and then you’ll have some options when picking coverages. All of these factors impact your price. Generally, more coverage means a higher price. Then if you have damages or something happens, you can file a claim… Continue reading